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For agents, ISOs & sub-ISOs

Bring your book.
Own it forever.

Relyon gives you an AI closing toolkit and residuals that actually belong to you, vesting, portable, and protected even through our own sale. Stop renting your book from an ISO that can cut your split or sell you out.

Relyon is a registered ISO/MSP of Metropolitan Commercial Bank, New York, NY (Member FDIC).

live analysis
audit trail · on
Statement in
Volume$52,000
Eff. rate3.31%
Fees$1,721
Re-priced · 6 models
IC+TieredFlatSurchargeDualIC-Opt
Audit-verified savings found
$6,300 / yr
0%
Partner approval rate
across submitted applications
~0 min
To board a merchant
from a 10-page MPA
0
Pricing models to win on
never lose a deal on structure
0%
Portable, vesting residuals
protected through a sale

Why good agents leave

You built the book. You should keep it.

01

Your residuals aren't really yours

Splits get cut without warning. Books get sold. Agents get wiped out when an ISO is acquired. You built the book, but you're renting it.

02

Slow boarding kills live deals

Paper MPAs, document chasing, and slow underwriting let a hot prospect go cold. Time-to-approval is your real competitive metric.

03

You're selling behind a forgettable brand

A dated, no-name ISO brand undercuts your credibility at the door, before you've said a word about rates.

The difference

Residuals that survive, even our own sale.

Relyon is built transparent and sale-positioned on purpose, and that posture is your security. Transparent splits, a real vesting schedule, and successor-in-interest protection are written into the agreement. If Relyon ever changes hands, your book comes with you. The thing that wipes most agents out becomes the thing that protects you.

Transparent split, no opaque deductions, shown in writing

A real vesting schedule you can read

Successor-in-interest protection, your book moves with you

All six pricing models, so structure never costs you a deal

Close faster with AI on your side

A toolkit that closes for you.

Win the switch in one meeting

Upload a prospect's statement and show the savings live, re-priced across all six models. The math closes the deal, not a teaser rate.

Approved before they cool off

The 4-step AI onboarding auto-fills 287 fields and pre-screens compliance, so deals don't die in underwriting.

Your portfolio, in real time

See every account, residual, and commission live, the visibility legacy ISO portals bury three menus deep.

I close on the first call now, I pull up their statement, show the six-model breakdown, and the conversation is over.
ARA Relyon PartnerIndependent Agent

Terms you can actually read

No fine print, no surprises.

The same transparency we sell to merchants, we give to you.

  • Transparent split, no opaque deductions, shown in writing
  • A real vesting schedule you can read
  • Successor-in-interest protection, your book moves with you
  • All six pricing models, so structure never costs you a deal
  • Real-time portfolio + residual visibility

The questions every agent asks

Straight answers.

What's the real split, are there hidden deductions?

The split is written plainly in the agreement, and your residual statement is itemized. No mystery deductions, no "adjustments" you can't trace. Transparency is the whole point, it's what we sell to merchants too.

Do my residuals vest and survive if Relyon is sold?

Yes. Vesting is scheduled and explicit, and successor-in-interest protection is written in, if Relyon changes hands, your book comes with you. Our sale-readiness is engineered as your security, not your risk.

How fast is approval, really?

Most merchants board from a 4-step link in about four minutes of merchant time; our AI auto-fills the rest and pre-screens compliance, with a 93% partner approval rate on submitted applications.

Will you cut my rate later?

Your economics are contractual, not discretionary. We'd rather grow the book with you than claw back basis points, and you can audit every residual.

Is this just another rate-race ISO?

No. We compete on transparency and AI-native speed, not on a teaser rate. You close on showing the merchant the truth, line by line, across all six models, not on a number you'll have to defend later.

Apply to partner

Build a book you can sell.

Tell us about your portfolio, monthly volume and roughly how many accounts, and a partner lead will walk you through splits, vesting, and how a move would work. No pressure.

Relyon is a registered ISO/MSP of Metropolitan Commercial Bank, New York, NY (Member FDIC).

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